Protection for you and your vehicle.

Discover quality, affordable auto insurance designed for you — and your peace of mind.

What’s covered with our policies

United Mutual protects you from the most serious hazards on the road — the ones you expect, and the ones you don’t.

Here is a summary of the key auto insurance coverages we offer:

  • Liability coverage — bodily injury and property damage
  • Comprehensive and collision coverage
  • Medical payments coverage
  • Uninsured and underinsured motorist
  • Young driver spin-off program
  • Roadside assistance
  • Accidental death benefit
  • Newly acquired vehicle coverage
  • Injured pet coverage
  • Rideshare program

Discount for your safe driving

Additional discounts

United Mutual offers a variety of additional auto insurance discounts to keep your protection affordable:

  • Certain anti-theft devices
  • Certain safety devices (four-wheel anti-lock brakes/passive restraint)
  • Advanced Driver Assistance Systems (ADAS)
  • Insuring more than one vehicle on your United Mutual policy
  • Also insuring your home (and umbrella) with United Mutual
  • Accident forgiveness
  • Various pay plans/paperless policy
  • Good student and away-to-school
  • Telematics safe driver
  • Prior coverage discount
  • Occupational discounts

Your local independent United Mutual agent can ensure you have the right coverage at the right price.

Find a local agent.