What’s covered with our policies
Your United Mutual agent can help to ensure all the things you and your family value most are adequately protected with our farm insurance policies.
- Home
- Personal contents
- Farm structures
- Farm personal property – Machinery, stored grain, livestock, and tools
- Farm Personal Liability and Medical Payments to Others
- Qualified Corporate Farms
Customize your farm coverage
- Replacement cost for farm structures
- Protection against sudden and accidental pollution losses
- Coverage for ATVs, UTVs, RTVs, and Golf Carts
- Intake of foreign objects on harvesting equipment
- Farm Equipment Breakdown Coverage
- Equine coverage, including boarding and training operations
- Erroneous Delivery and Mixture for Seed Dealers
- Service Line coverage
- Weight of Ice, Snow, or Sleet
- Peak Season for seed, fertilizer, and stored grain
- Loss of Farm Income and Extra Expense
- Employment Practices Liability (EPLI)
- Unmanned Aircraft protection
- Reproductive Material/Frozen Embryo Coverage
- Coverage for LLCs, Partnerships, and Estates
- Deductible Waiver for glass breakage on covered farm equipment
Keep your coverage affordable with these discounts
United Mutual offers a number of discounts that allow you to customize a collection of farm coverages at an affordable price.
- Dwelling less than 15 years of age
- Also placing other (home, auto, umbrella) coverage with United Mutual
- Country estate discount
- New construction discount for metal-clad pole construction barns (first 15 years)
Your local independent United Mutual agent can ensure you have the right coverage at the right price.
Find a local agent.